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Margo Nichols e-mail: Margo@MargoNichols.com Office: 905-634-7755
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Royal LePage Burloak |
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What is a home inspection? A home inspection is designed to provide a client with a thorough understanding of the condition of a property as of the date of inspection. It is important to remember that no house is perfect. Regardless of its age, every home requires regular maintenance. Who does the home inspection and what do they do? A qualified home inspector examines and evaluates various components of a residential building including but not limited to structural aspects, components, exterior coverings, roofing system, plumbing, electrical, heating, central air conditioning, insulation, ventilation and interior structure. You should accompany the inspector and have everything explained as you go along. The inspector helps by removing the ' unknowns ' so you have more confidence in making the right decisions. Who is a qualified person & how do I find them? Check: OAHI (Ontario Association of Home Inspectors) CAHPI (Canadian Association of Home & Property Inspectors) ASHI (American Society of Home Inspectors) For a list of local inspectors contact margo@margonichols.com There are many important things to look for and know prior to hiring the services of an inspector. Don't be afraid to call around and check out a few inspectors. Ask them questions. Some things you may consider asking to help make your decision: Professional Memberships: Home inspectors within the Province of Ontario are not licensed or otherwise controlled by a specified statutory law. In 1995 the Provincial government passed the Ontario Home Inspectors Act allowing home inspectors to be self regulated and set standards concerning ethics, education and grant a designation of Registered Home Inspector (RHI). Anybody can hang a shingle and call themselves an inspector. One way to ensure integrity is to ask for voluntary membership in a related regulated organization. This makes them more accountable for their actions by subjecting them to possible disciplinary measures as set out in their respective legislation. Depending on the inspector's education and experience, he may belong to a regulated organization such as The Association of Professional Engineers of Ontario, The Association of Architectural Technologists of Ontario, or The Ontario Building Officials Association. Note: OAHI (Ontario Association of Home Inspectors) or CAHI (Canadian Association of Home Inspectors) are self regulated. EDUCATION: Make sure that the inspector has had the proper formal training in building construction. A recognized technical diploma or degree is good benchmark. A valid construction trade license may also be acceptable. The inspector should also be a member of a related professional organization. EXPERIENCE: Find out how long the inspector has been in business and ask for references. An honest inspector will gladly provide these things. House construction knowledge takes years of formal and practical experience, it's not something learned in only a few hours. INSURANCE: Ask the inspector for proof of their insurance coverage. Do they carry E&O insurance (Errors and Omissions); general liability insurance , which should cover the services for a building inspector and the contents of the house being inspected. This may give you financial recourse for any negligence of duties; and Workers Compensation Insurance to cover the inspector for injuries sustained while on the seller's property working on your behalf. Without this insurance you could become liable as a buyer. DEFINITION: Before the final decision, have the inspection fully defined. Ask what is to be inspected. A full price disclosure should be given. Make sure there are no hidden extra costs. Insist on accompanying the inspector and have everything explained as you go along. inquire about the written confirmation of the inspection. It may be a checklist, a report or both. You do not want a verbal only inspection. There is little or no recourse in case of a problem later on. When is the inspection done? It can be done prior to putting in the offer - an appointment would be made indicating a home inspection was to be conducted. Or it can be done after your offer to purchase has been accepted provided a provision and the appropriate clause has been inserted into the offer indicating that the offer is conditional upon the purchaser obtaining a home inspection by a certain date and time. Sometimes a homeowner may have an inspection done - a pre listing inspection. This lets the homeowner know if there are any potential problems with the property and can choose to deal with them, or allow for them prior to listing or accepting an offer. How long does it take: It's best to allow yourself 2 to 3 hours for the complete inspection, that is for the inspection itself and a full review of the written report with the inspector. About Margo | Services | Burlington | Waterdown | Oakville | Properties | Schools | Royal LePage | Email Margo | Home Email
margo@margonichols.com
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